The ARP is a one-semester preparatory program designed for select students who have the drive to become successful physicians, but who need additional academic and study skills support to ensure their success in UMHS' rigorous medical education program. The UMHS admissions department invites select applicants to enroll in the ARP as a prerequisite for enrolling in the main program. Students who successfully complete the ARP Program are granted admission to the Basic Science or Extended Basic Science program.
The cost of attendance (COA) for this one-semester program is outlined below. The COA includes all direct charges that you will be billed for by the university, as well as all indirect expenses. This budget is calculated based on the average student, in a capacity to support a modest student lifestyle while enrolled in the program. It is important that you are aware of all anticipated costs for this program, so you can make sufficient financial plans.
Administration building, Basic Science campus, St. Kitts
|Itemized expenses cost:|
|Room & board||$7,875|
|Books & supplies||$300|
|Student Government Association fees||$30|
|Air evacuation insurance||$105|
Tuition: Actual amount billed by the school
Room & board:
Books & supplies: to cover cost of any books and school supplied need for the term
Personal incidentals: $50.00 per week allowance for any miscellaneous personal expenses
Health and evacuation insurance: All students are required to have medical and emergency evacuation insurance. If you do not have coverage you will be given the option to purchase insurance through UMHS. If you already have health insurance be sure to contact your provider to ensure coverage will remain effective while you are attending school outside of the U.S.
Once you enroll in the program, you will receive a bill from the university Bursar. For information regarding payment options, please contact the Bursar’s office.
In general, you can choose to cover the cost of your ARP semester with:
The Sallie Mae Smart Option loan is a private educational loan. This means that it is not subsidized by the federal government, nor is an approval guaranteed. The lender’s decision to approve a loan request will be based on the student’s (and any cosigner’s) creditworthiness as displayed by the data in their credit report. This may also include a review of the applicant’s debt-to-income ratio.
Features of the Smart Option Loan Program:
There is no cosigner requirement; however, applying with a creditworthy cosigner may help you qualify and/or receive a lower interest rate.
Please wait until you receive your financial aid package email with all specific instructions for your term of interest before you apply for any loan.