Cost of Attendance

financial aid cost to attend md

  

 

Cost of Attendance

The Cost of Attendance (COA) budgets below demonstrate the realistic anticipated expenses students can expect to encure while enrolled in the University of Medicine and Health Sciences’ Doctorate of Medicine program. All figures are based on a typical student’s expenses for each identified enrollment period/award year. Cost of attendance budgets, by federal regulation, are designed for a student to live and support themselves modestly, like a student, during the instructional time. Some of these expenses will be billed by the school, others are indirect expenses that students must budget for.

 

Students may not receive a total amount of aid, from all sources (student loans, scholarships, grants, VA benefits), in excess of their COA for any term or loan period. Aid cannot be applied to items not included in the cost of attendance. Expenses such as family support, mortgage/rent for a second residence (home), credit card debt, or car payments cannot be included in the cost of attendance.

 

 

Students studying

 

 

 

Expenses included in the cost of attendance are as follows:

 

Tuition
Tuition fees covers the costs of classes. Effective for the FALL 2016 term, tuition will be charged at a rate of $12,100.00 for basic science semesters and $ 9,830.00 for Extended Basic Science semesters attended in St. Kitts. Tuition for semester 5, attended at the Maine campus, and for all clinical semesters attended at approved US hospital sites is charged at $14,750.00. Your actual tuition and individualized cost of attendance budget may differ as per your curricular path and registration data. 

Room and Board
Students need to budget for typical living expenses incurred during daily life: housing, utilities, food, etc. Estimates provided anticipate that students will live in safe, comfortable, but modest accommodations. This will generally mean living like a student with a roommate. Costs for housing expenses are calculated at $1000.00 per month, food allowance is included at $100.00 per week.

Transportation Fees
Expense for travel to and from the island, as well as on the island, are included in your cost of attendance. $900.00 for one round trip air-ticket per semester is included, as well as $15.00 per week, for transportation expenses on the island; $50.00 per week during clinical semesters.

Books and Supplies
Accepted students will be provided with a list of the books and supplies to purchase each semester. The average cost for books and supplies is $700.00 per basic science semester. Books for semesters 1 and 2 are typically bought at the beginning of semester one. Your actual expense will vary for EBS and Clinical students.

Fees
In addition to tuition, students are responsible for administrative, lab, and student government fees each semester. There is an $800.00 per semester charge to cover lab and administrative fees for basic science semesters. Students enrolled in a semester at UMHS’ St. Kitts campus will also be charged a $30.00 student government fee each semester.

Personal Incidentals
A $50.00 per week allowance for any miscellaneous personal expenses students may incur is included.

Health and Air Evacuation Insurance
All students are required to have medical and emergency evacuation insurance. If you do not have coverage you will be given the option to purchase insurance through UMHS. If you already have health insurance be sure to contact your provider to ensure coverage will remain effective while you are attending school outside of the U.S.. A median rate, of the school sponsored policy, is included in the COA for health insurance as well as the actual per semester charge for air-evacuation insurance.

Liability Insurance
In order for students to participate in clinical training, liability insurance will be required while at any U.S. affiliate clinical site.

Graduation and Post-Graduation
There will be additional fees associated with graduation ceremonies (i.e. school pins, photos, cap and gown). Graduation and post-graduation expenses are not included in your cost of attendance.  The fee for graduation is currently $500.

 

Study Review
Study review courses, licensing exam fees, and relocation expenses are not included in your cost of attendance. These expenses will not be eligible for student loan use. However, other resources may be available specifically for financing these additional expenses which fall outside of your required curriculum.

 

 

 

 

ICM6

 

 

Estimated Cost of Attendance: MD Program

(effective Fall 2016)

 

 

MD Program:  1st Award Year

 

 Itemized Expenses  Sem 1   Sem 2  Total  
 Tuition $12,100  $12,100  $24,200  
 Room and Board $6,500  $5,500  $12,000  
 Transportation $1,125  $1,125  $2,250  
 Books and Supplies $1,400  $300  $1,700  
 Lab and Misc. School Fees $830  $830  $1,660  
 Personal Incidentals $750  $750  $1,500  
 Air Evacuation Insurance $105  $105  $210  
 Health Insurance $400  $400  $800  
 TOTAL $23,210 $21,110  $44,320  

  

 

MD Program:  2nd Award Year

 

 Itemized Expenses  Sem 3   Sem 4  Total  
 Tuition $12,100  $12,100  $24,200  
 Room and Board $5,500  $5,500  $11,000  
 Transportation $1,125  $1,125  $2,250  
 Books and Supplies $700  $700  $1,400  
 Lab and Misc. School Fees $830  $830  $1,660  
 Personal Incidentals $750  $750  $1,500  
 Air Evacuation Insurance $105  $105  $210  
 Health Insurance $400  $400  $800  
 TOTAL $21,510  $21,510   $43,020  

 

 

MD Program:  3rd Award Year

 

 Itemized Expenses  Sem 5  Total  
 Tuition $14,750  $14,750  
 Room and Board $5,500  $5,500  
 Transportation $1,650  $1,650  
 Books and Supplies $300  $300  
 Personal Incidentals $750  $750  
 Health Insurance $400  $400  
 Liability Insurance $350  $350  
 TOTAL $23,700   $23,700  

 

 

 MD Program:  4th Award Year

 

 Itemized Expenses  Sem 6  Sem 7  Sem 8  Total  
 Tuition $14,750  $14,750  $14,750  $42,250  
 Core Shelf Exams $214  $214  $214  $642  
 Room and Board $5,600  $5,600  $5,600  $16,800  
 Transportation $1,700  $1,700  $1,700  $5,100  
 Books and Supplies $300  $300  $300  $900  
 Personal Incidentals $800  $800  $800  $2,400  
 Health Insurance $400  $400  $400  $1,200  
 Liability Insurance $350  $350  $350  $1,050  
 TOTAL $24,114 $24,114 $24,114  $72,342 

 

 

MD Program:  5th Award Year

 

 Itemized Expenses  Sem 9  Sem 10  Total  
 Tuition $14,750  $14,750  $29,500  
 Room and Board $5,500  $5,500  $11,000  
 Transportation $1,650  $1,650  $3,300  
 Books and Supplies $300  $300  $600  
 Personal Incidentals $750  $750  $1,500  
 Health Insurance $400  $400  $800  
 Liability Insurance $350  $350  $700  
 TOTAL $23,700  $23,700   $47,400  

  

 


 

Cost of Attendance for the EBS Program

 

EBS Program:  1st Award Year

 

 Itemized Expenses  Sem 1   Sem 2 Sem3  Total  
 Tuition $9,830  $9,830  $9,830  $29,490  
 Room and Board $6,500  $5,500  $5,500  $17,500  
 Transportation $1,125  $1,125  $1,125  $3,375  
 Books and Supplies $1,400  $300  $500  $2,200  
 Lab and Misc. School Fees $830  $830  $800  $2,490  
 Personal Incidentals $750  $750  $750  $2,250  
 Air Evacuation Insurance $105  $105  $105  $315  
 Health Insurance $400  $400  $400  $1,200  
 TOTAL $20,940  $18,840  $19,040   $58,820  

  

 

EBS Program:  2nd Award Year

 

 Itemized Expenses  Sem 4  Sem 5  Total  
 Tuition $9,830  $9,830  $19,660  
 Room and Board $5,500  $5,500  $11,000  
 Transportation $1,125  $1,125  $2,250  
 Books and Supplies $500  $500  $1,000  
 Lab and Misc. School Fees $830  $830  $1,660  
 Personal Incidentals $750  $750  $1,500  
 Air Evacuation Insurance $105  $105  $210  
 Health Insurance $400  $400  $800  
 TOTAL $19,040  $19,040   $38,080  

  

 

EBS Program:  3rd Award Year

 

 Itemized Expenses  Sem 5 MD  Total  
 Tuition $14,750  $14,750  
 Room and Board $5,500  $5,500  
 Transportation $1,650  $1,650  
 Books and Supplies $300  $300  
 Personal Incidentals $750  $750  
 Health Insurance $400  $400  
 Liability Insurance $350  $350  
 TOTAL $23,800   $23,800  

  

 

EBS Program:  4th Award Year

 

 Itemized Expenses  Sem 6  Sem 7  Sem 8  Total  
 Tuition $14,750  $14,750  $14,750  $42,250  
 Core Shelf Exams $214  $214  $214  $642  
 Room and Board $5,600  $5,600  $5,600  $16,800  
 Transportation $1,700  $1,700  $1,700  $5,100  
 Books and Supplies $300  $300  $300  $900  
 Personal Incidentals $800  $800  $800  $2,400  
 Health Insurance $400  $400  $400  $1,200  
 Liability Insurance $350  $350  $350  $1,050  
 TOTAL $24,114 $24,114 $24,114  $72,342 

 

 

 

MD Program:  5th Award Year

 

 Itemized Expenses  Sem 9  Sem 10  Total  
 Tuition $14,750  $14,750  $29,500  
 Room and Board $5,500  $5,500  $11,000  
 Transportation $1,650  $1,650  $3,300  
 Books and Supplies $300  $300  $600  
 Personal Incidentals $750  $750  $1,500  
 Health Insurance $400  $400  $800  
 Liability Insurance $350  $350  $700  
 TOTAL $23,700  $23,700   $47,400  

 

 

 

 

 

 

 

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