:root{--umhs-navy:var(--color-primary,#2e3b4f);--umhs-yellow:var(--color-accent,#ffd100);--umhs-text:var(--text-color,#1f2937);--umhs-muted:#65748b;--umhs-bg:#fff;--umhs-radius:16px}.umhs-smart-cta{align-items:center;background:var(--umhs-bg);border-radius:var(--umhs-radius);border-top:4px solid var(--umhs-yellow);box-shadow:0 8px 24px rgba(17,24,39,.08);display:grid;gap:1.25rem;grid-template-columns:1fr 2fr;opacity:0;padding:1.25rem;transform:translateY(12px)}.umhs-smart-cta.is-visible{opacity:1;transform:none;transition:opacity .35s ease,transform .35s ease}.umhs-smart-cta__media{border-radius:12px;overflow:hidden;position:relative}@media (max-width:1023px){.umhs-smart-cta__media{aspect-ratio:16/9!important;width:100%}}.umhs-smart-cta__media[data-img-display=fill]{aspect-ratio:unset;height:100%;min-height:260px}.umhs-smart-cta__media[data-img-display=fill] img{display:block;height:100%;object-fit:cover;object-position:var(--img-align,center center);width:100%}.umhs-smart-cta__media[data-img-display=fit][data-img-ratio="16/9"]{aspect-ratio:16/9}.umhs-smart-cta__media[data-img-display=fit][data-img-ratio="1/1"]{aspect-ratio:1/1}.umhs-smart-cta__media[data-img-display=fit][data-img-ratio="3/4"]{aspect-ratio:3/4}.umhs-smart-cta__media[data-img-display=fit] img{display:block;height:100%;object-fit:cover;object-position:var(--img-align,center center);width:100%}.umhs-smart-cta__media img{display:block;height:auto;width:100%}.umhs-chip{background:rgba(255,209,0,.95);border-radius:999px;color:#111827;font-size:.8125rem;font-weight:600;left:12px;padding:.25rem .5rem;position:absolute;top:12px}.umhs-smart-cta .umhs-kicker{color:var(--umhs-muted);font-weight:600;margin:.25rem 0;padding:0}.umhs-underline{box-shadow:inset 0 -.35em rgba(255,209,0,.4)}.umhs-smart-cta .umhs-smart-cta__content h2,.umhs-smart-cta>h2{color:var(--umhs-text);font-size:1.5em;line-height:1.2;margin:.25rem 0 .5rem;padding:0}.umhs-smart-cta .umhs-points{display:grid;gap:.5rem 1rem;grid-template-columns:1fr 1fr;list-style:none;margin:.5rem 0 1rem;padding:0}.umhs-smart-cta .umhs-points li{color:var(--umhs-text);font-size:16px;padding-left:1.25rem;position:relative}.umhs-smart-cta .umhs-points li:before{color:var(--umhs-navy);content:"✓";font-weight:700;left:0;position:absolute}.umhs-actions{display:flex;flex-wrap:wrap;gap:.75rem}.umhs-btn{align-items:center;border:2px solid transparent;border-radius:10px;display:inline-flex;font-weight:700;justify-content:center;padding:.75rem 1rem;text-decoration:none;transition:transform .15s ease,box-shadow .2s ease,border-color .2s ease}.umhs-btn--primary{background:var(--umhs-yellow);color:#111827}.umhs-btn--ghost{background:transparent;border-color:var(--umhs-navy);color:var(--umhs-navy)}.umhs-btn:hover{box-shadow:0 6px 14px rgba(17,24,39,.12);transform:translateY(-1px)}.umhs-btn:focus-visible{outline:3px solid var(--umhs-yellow);outline-offset:2px}.umhs-smart-cta .umhs-trust{color:var(--umhs-muted);font-size:.9rem;margin:.5rem 0 0;padding:0}@media (max-width:1023px){.umhs-points,.umhs-smart-cta{grid-template-columns:1fr}}@media (max-width:640px){.umhs-smart-cta{border-radius:12px;padding:.9rem}.umhs-btn{width:100%}}